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First Internet Bank Careers in Fishers, Indiana


About the Role:

The SBA Loan Underwriter provides general monitoring activities, administrative support and oversight to the bank’s SBA commercial loan portfolio in an effort to prudently manage ongoing risk. The SBA Loan Underwriter works closely with bank management to timely report the general condition and quality of the SBA commercial loan portfolio.


  • Screen and confirm new loan opportunities for SBA eligibility to receive government guaranteed financing

  • Assist with preparation of Term Sheets and/or Commitment Letters as necessary

  • Present credit proposals in concise, consistent, organized fashion, fully supported with proper justification

  • Collect, spread, analyze and evaluate financial and related data to determine credit worthiness of prospective or existing borrowers

  • Coordinate, order, and review all due diligence reports including but not limited to flood, title search, appraisals and environmental reports per bank and SBA policy

  • Assure timely completion of annual reviews as applicable

  • Oversee the monitoring and collection of periodic loan servicing requirements and addresses documentation exceptions

  • Monitor delinquency reporting, upcoming loan maturities and loan covenant testing

  • Coordinate the completion and distribution of periodic portfolio reports to management

  • Act as a secondary or alternate contact for customer relationships

  • Resolve billing disputes and account discrepancy issues

  • Assist in preparing for periodic portfolio reviews conducted by regulatory agencies, loan review and internal audit

  • Prepare draft responses to audits, reviews and regulatory exam reports as requested

  • Perform quality control reviews insuring loans are properly booked to loan system based on executed loan documentation and final approval conditions

  • Maintain and updates exception reporting related to any discrepancies

  • Review the closed loan credit and documentation files for completeness and organization

  • Perform other duties as assigned

  • Maintain up to date knowledge of SBA rules and procedures


  • This position requires five-seven years of relevant banking, portfolio management or credit experience.

Working Conditions / Demands

  • Professional office setting.

  • Primarily sedentary position requiring long periods of time working at a computer.

  • Must be able to move throughout the office and buildings to obtain or relay information.

  • Must be able to perform the essential functions of the position with or without reasonable accommodation.

Why First Internet Bank?

First Internet Bank is full of talented, imaginative, hardworking folks who enjoy being a part of something meaningful. Our employees come from diverse backgrounds and reflect a blend of proficiencies that help create an effective, dynamic working environment throughout our organization.


Our benefits package promotes wellness and growth while supporting the balance of our employee's personal and professional lives. We're committed to our employee's health from day one. Full-time employees and their qualified dependents are eligible for benefits including, but not limited to, Medical, Dental, Vision, Health Savings Account with employer contributions and matching, Flexible Spending Account(s), Critical Illness, and Voluntary Accident Insurance beginning on their first day. Employer-paid benefits including Short-term Disability, Long-term Disability, and Life and AD&D insurance are offered to full-time employees at no cost, with the option add additional Life and AD&D coverage.


Full-time employees are eligible for three weeks of paid time off plus ten paid holidays, 401(k) retirement savings with employer matching, tuition reimbursement, business apparel allowance, and paid volunteer time.


Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities

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Job Location: First Internet Bank of Indiana-Fishers - Fishers, IN